Now Serving Central Carolinas

Success in Business.
Success in Life.

What could you do with a local partner equally committed to growing your wealth and growing your impact on the world and those you love?


At Oakworth Capital, People Are at the Very Center of Our Business.

We deeply appreciate the professionals, business owners and families who choose to partner with us and we see every moment as an opportunity to deliver an exceptional experience. Our job is to not only help you create and meet your financial goals but to also forge a worthy relationship that you can always rely on for trustworthy expertise.


Meet Your Central Carolinas Team

There are many banks where each discipline is segmented and operates nearly completely independently of one another — that’s not Oakworth. When you partner with us, you get a dedicated, personal advisor who will organize a broader team of financial experts to constantly collaborate in order to help you meet your financial goals.

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Tim Beck

Managing Director, Market Leader

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Mike Davidson

Associate Managing Director, Commercial Banking Team Lead

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Alice Womack

Managing Director, Private Wealth and Banking Team Lead

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Patrick Ray

Client Advisor, Commercial Banking

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Jeff Cremens

Treasury Management Advisor

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Laura Snead

Client Advisor, Private Banking

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Bob Wilber

Client Advisor, Commercial Banking

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David Mack

Client Advisor, Private Banking

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Sara Jean Veatch, CFP®

Client Advisor, Wealth Management

Central Carolinas Market Board

  • Morrison Creech, Retired Head of Private Banking Wells Fargo
  • Kimberly Mize, President & Chief Executive Officer Kimberly Mize Consulting
  • Blake Evans, President & Chief Executive Officer Salem Capital
  • Steve Smith, President The McAulay Smith Firm

Award-Winning Service Gets Award-Winning Results

We are honored to be named American Banker’s #1 Best Bank to Work For over the past five consecutive years. As proud of that as we may be, it is evidence that a well-served team creates well-served clients: Oakworth has a 88% associate retention rate and a 97% client retention rate. For us, there’s no better honor than that.

*As of 12/31/2023

A Full Suite of Financial Solutions

We combine unparalleled, personal experience with the latest technology to be the partner you deserve. We are constantly refining the technology we leverage and growing our own expertise in order to help you, your family and your business build wealth and grow far into the future.


Commercial & Private Banking

We are fully versed in the financial complexities of commercial, industrial, and professional businesses.

  • Deposits
  • Lending
  • Treasury Management

Wealth Management

Our holistic approach allows us to manage assets not just for today, but for generations to come.

  • Investment Management
  • Wealth Strategies
  • Fiduciary Services

Advisory Services

Imagine if you could plug your financial destination into a GPS. At Oakworth, we understand the importance of a goals-based plan and create a roadmap to help you get there. 

  • Cash Flow
  • Savings & Investment
  • Risk Management
  • Estate Planning

Download Your Free Information Packet

There’s so much more to Oakworth and what we can do to help you succeed. We’ve provided a digital information packet with all the information you may need. Of course, you are always welcome to call us if you’d prefer to speak with one of our associates.


Give us a call at (704) 901-7250


Common Cents

Common Cents is a weekly blog written by Chief Economist John Norris detailing and explaining the events that impact our economy. 


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Trading Perspectives Podcast

In this weekly podcast, Chief Economist John Norris and Portfolio Manager Sam Clement exchange perspectives on the driving factors influencing our economy.


2Q2023 Earnings Report

Oakworth Capital Inc. reported 27% higher diluted earnings per share and 26% higher earnings year-to-date June 30, 2023 compared to the same period of 2022.